Laura Ruhl Compliance Lawyer

Most Dangerous States For Car Drivers

The United States highway system connects drivers to remarkable sights and diverse communities. However, road quality, local laws, driver education, and weather conditions are factors that can make some states... Read Full Article

Medical Liens: Why Your Injury Settlement Shrinks Before You See It

A medical lien is a legal claim that a hospital, health insurer, or government program places against your injury settlement to recover the cost of treatment it already paid for.... Read Full Article

Who Pays When a Waymo Hits You in Phoenix, AZ?

When a Waymo hits you, the company operating the self-driving vehicle is typically the party who pays, not a human driver you can point to at the scene. Arizona law... Read Full Article

What’s the Difference Between a Lump-Sum and a Structured Settlement?

Aug 24, 2026

A car accident settlement can be paid as a single amount or spread across payments over months or years. Most people know which option they want before they fully understand what... Read Full Article

What Is Diminished Value, and Can I Claim It After My Car Is Repaired?

Aug 17, 2026

Your car is fully repaired. The body shop did quality work. But when you go to sell it or trade it in, the dealer pulls up the vehicle history and... Read Full Article

I Was a Passenger, Not the Driver in an Accident — Who Do I File My Claim Against?

Aug 10, 2026

Being a passenger in a car accident puts you in a legally unique position: you did nothing to cause the crash, you had no control over it, and you have rights... Read Full Article

Can I Get Compensation If the Accident Made an Old Injury Worse?

Aug 03, 2026

The first thing an insurance adjuster does after learning about your medical history is argue that your injuries pre-existed the crash. That argument has limits. A defendant who worsens a... Read Full Article

Can You Reopen a Car Accident Settlement?

Jul 22, 2026

You signed the paperwork, accepted the check, and moved on. Then something changed: a new diagnosis, a surgery you didn't expect, symptoms that didn't appear until weeks later. Now you're... Read Full Article