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A Small State With Real Accident Risks

Vermont might be one of the smallest states by population, but an accident here can upend a family financially and physically just as fast as anywhere else. Between icy backroads in the winter and packed tourist traffic during ski season, the range of ways someone can get hurt is wider than the state's size might suggest.

Big Auto Accident Attorneys works with people throughout Vermont to make sense of what a claim actually requires, from paperwork and deadlines to the conversations nobody wants to have with an insurance adjuster. Here, our goal is to prevent the small details of a claim from becoming big problems later on.

How Vermont Personal Injury Law Works

Vermont’s personal injury law centers on a fairly simple idea: people and businesses owe each other a basic duty to act carefully, and when that duty is ignored, the person harmed has the right to seek compensation.

Vermont courts look closely at what a reasonably prudent person would have done under the same circumstances, whether that involves a driver on an icy road or a property owner during a crowded ski weekend.

Because the same comparative negligence rule used at trial does not automatically carry over to insurance settlements, how a claim is framed early on can shape the entire process that follows.

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Accidents That Bring Vermonters to Big Auto

Vermont's mix of rural roads, ski resorts, and seasonal tourist traffic creates a distinct set of accident risks. Big Auto regularly hears from clients dealing with the following:

  • Car accidents
  • Ski and snowboard resort injuries
  • Motorcycle accidents
  • Winter weather-related crashes
  • Pedestrian accidents
  • Slip and fall injuries

Tourist season alone can double traffic on some rural roads, which changes how quickly accidents occur and how fault is disputed afterward.

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How We Help Practice Areas

We handle serious injury cases nationwide. If you’ve been hurt, we can help.

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Car Accidents

Hit-and-run, drunk driving, rear-end, 
T-bone, and 15 more sub-types. The most common injury case in Phoenix.

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Motorcycle Accidents

Riders face bias from insurers and juries. We build cases that counter that bias and fight for full compensation.

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Truck Accidents

18-wheelers, semis, and commercial trucks cause catastrophic injuries. These cases require resources most firms don’t have.

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Rideshare Accidents

Uber and Lyft accidents involve complex insurance layers. We navigate the coverage maze so you don’t have to.

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Wrongful Death

When negligence takes a life, families deserve justice and financial security. We handle these cases with care and urgency.

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Commercial Vehicles

Delivery trucks, construction vehicles, and fleet accidents. Corporate defendants require aggressive legal strategy.

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Boating Accidents

Boating accidents involve unique maritime laws and liability rules. We navigate the complexities so you get the compensation you deserve.

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Dog Bites

Dog bites can mean serious injury, medical bills, and trauma. We hold negligent owners accountable so you can focus on healing.

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The Three-Year Filing Deadline

Most personal injury claims in Vermont must be filed within three years of the date of injury, under 12 V.S.A. § 512. Wrongful death claims carry a shorter two-year deadline, and skiing or snowboarding injuries that happen on a marked trail come with an even tighter one-year window under state law. Missing any of these deadlines typically ends the right to pursue compensation, no matter how clear the other party's fault might be.

Vermont's 51% Comparative Negligence Rule

Vermont follows a modified comparative negligence rule, often called the 51% bar. An injured person can recover damages as long as their fault does not exceed 50%, with the award reduced by their share of responsibility. Once a claimant is found 51% or more at fault, Vermont law bars recovery entirely. Because insurers know this threshold well, they often push hard to shift even a small percentage of blame onto the injured party during negotiations. Your Big Auto attorney will work against this, keeping irrelevant fault out of your hands.

Let’s Work Together

If you are interested in co-counseling with Big Auto, we would like to hear from you. Reach out to our team to discuss current opportunities and how we can collaborate.

After Your Accident

What an injured person does in the hours and days after their accident can carry real weight later, especially in a state where the same event might have few nearby witnesses. Helpful steps include:

  • Getting checked by a medical provider, even for minor injuries
  • Requesting a copy of the police or resort incident report
  • Photographing road conditions, vehicles, or the accident scene
  • Collecting names and contact details from any witnesses
  • Saving records of medical treatment and related costs
  • Being cautious about early statements to insurance adjusters

Rural accidents in particular benefit from documentation gathered quickly, before conditions or memories change.

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What a Vermont Injury Claim May Recover

Vermont law allows injured people to pursue both economic and non-economic damages, and unlike some states, it does not cap non-economic recovery in most standard injury cases. 

Economic Damages

Economic damages comprise the monetary loss resulting from an accident, which may include the following:

  • Medical costs
  • Lost wages
  • Property damage expenses

Non-Economic Damages

Non-economic damages cover the intangible losses associated with an incident, such as the following:

  • Pain and suffering
  • Emotional distress
  • Reduced quality of life

Because Vermont places no general ceiling on non-economic damages, the value of a claim depends heavily on how well the long-term impact of an injury is documented and explained.

Why Some Vermont Claims Get Complicated

Vermont injury claims can become harder to resolve when a resort, a tour operator, or an out-of-state driver is involved, since each may carry different insurance arrangements or legal defenses. 

Ski-related injuries, in particular, often raise questions about the assumption of risk, since Vermont law limits liability for certain inherent dangers of the sport.

Rural accidents can also be complicated by a shortage of nearby witnesses or delayed emergency response, both of which can make early evidence gathering more difficult than in denser states.

Fighting For Your Compensation With Big Auto

With Big Auto, clients across Vermont get connected with local co-counsel who regularly appear in the state's courts, while one of our in-house attorneys stays personally involved in the file from the first conversation onward. Around-the-clock intake and bilingual support are available for anyone who needs them, regardless of the time of day or where in the state they’re calling from. Our co-counsel partners are smart, strategic, and dedicated to supporting each client like they’re family. 

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Why Choose Big Auto Accident Attorneys?

Vermont's small size can work against an injured person if a case gets treated as routine, so Big Auto Accident Attorneys pairs every client with an attorney who gives the file real attention rather than a quick glance. Clients are backed by co-counsel who know Vermont's legal landscape firsthand, plus a national network built for cases of any size.

There’s no cost to begin, and no fee is owed unless a recovery is secured. Our national team has helped clients across the country recover meaningful compensation. We apply the same standards to every Vermont case, whether it involves a fender bender on a country road or a serious injury at a ski resort.

Frequently Asked Questions

If I get hurt skiing on a marked trail at a Vermont resort, can I still sue the resort?

Vermont law limits resort liability for injuries caused by the inherent risks of skiing, such as changing snow conditions. A claim may still be possible if the resort's own negligence, rather than the sport itself, caused the injury.

Does Vermont's comparative negligence rule apply automatically to an insurance settlement?

Not necessarily. The 51% rule is a trial standard, so insurers are not legally required to apply it consistently during settlement talks, which is a major reason having an advocate during negotiations matters.

What if my accident happened on a Vermont road maintained by the town rather than the state?

Claims involving town-owned roads may require specific notice to the municipality within a limited window, which differs from the process for state-owned highways. Identifying the correct responsible party early can help avoid delays.

Are out-of-state drivers involved in a Vermont accident held to the same rules?

Yes. Vermont's negligence and filing rules apply to any accident that occurs within the state, regardless of where the at-fault driver is from. Pursuing an out-of-state insurer can add extra steps to your case.

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