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Injury Claims That Go Beyond the Road

Minnesota's no-fault insurance system shapes how car accident claims move through the legal process, but it has no bearing on the many other types of injury claims the state recognizes. Falls, medical errors, defective products, and dog bites all proceed under Minnesota's standard negligence rules, with no threshold to clear first. Big Auto Accident Attorneys helps Minnesota clients across this entire range, identifying which legal path applies before building a case around it.

Types of Personal Injury Claims We Handle

Minnesota injury claims include car, truck, and motorcycle collisions, slip and fall injuries, premises liability, medical malpractice, harm from defective products, dog bites, wrongful death, and injuries involving a state or local government entity. Only the vehicle-related category is subject to Minnesota's no-fault threshold system, described next. Every other category moves forward under ordinary negligence principles from the start.

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Minnesota's Multiple Paths Through the No-Fault Threshold

Minnesota's no-fault insurance pays medical bills and lost wages first after a car accident. Still, you can pursue the at-fault driver directly for pain and suffering by meeting any one of several thresholds under Minn. Stat. Section 65B.51: medical expenses exceeding $4,000, permanent disfigurement, a permanent injury that doesn't fully resolve, at least 60 days of disability, or death. This structure applies specifically to auto claims. It has no relevance to a fall, a malpractice claim, or a dog bite case.

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How We Help Practice Areas

We handle serious injury cases nationwide. If you’ve been hurt, we can help.

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Car Accidents

Hit-and-run, drunk driving, rear-end, 
T-bone, and 15 more sub-types. The most common injury case in Phoenix.

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Motorcycle Accidents

Riders face bias from insurers and juries. We build cases that counter that bias and fight for full compensation.

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Truck Accidents

18-wheelers, semis, and commercial trucks cause catastrophic injuries. These cases require resources most firms don’t have.

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Rideshare Accidents

Uber and Lyft accidents involve complex insurance layers. We navigate the coverage maze so you don’t have to.

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Wrongful Death

When negligence takes a life, families deserve justice and financial security. We handle these cases with care and urgency.

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Commercial Vehicles

Delivery trucks, construction vehicles, and fleet accidents. Corporate defendants require aggressive legal strategy.

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Boating Accidents

Boating accidents involve unique maritime laws and liability rules. We navigate the complexities so you get the compensation you deserve.

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Dog Bites

Dog bites can mean serious injury, medical bills, and trauma. We hold negligent owners accountable so you can focus on healing.

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How Long You Have to File

Minnesota Statute Section 541.05 gives injured people six years from the date of injury to file most personal injury lawsuits, a notably longer window than many states allow, and this deadline applies broadly across case types, not just car accidents. Wrongful death claims are the exception, generally requiring filing within three years. Minnesota does not apply a broad discovery rule to most injury cases, so the six-year clock typically starts on the date of the incident itself.

Filing a Claim Against a Government Entity

Claims involving a state agency or employee in Minnesota generally require written notice within 180 days of the incident, a small fraction of the standard six-year deadline for private claims. This shorter window applies regardless of whether the underlying injury involved a vehicle, a fall on government property, or another type of harm. Detailed guidance on Minnesota's court procedures is available through the Minnesota Judicial Branch Self-Help Center.

Don’t let an accident slow you down. Get your life back on track with Big Auto.

Minnesota's Modified Comparative Fault Rule

Minnesota's modified comparative fault standard applies across every personal injury category: you can recover compensation as long as you're found 50% or less at fault, with your award reduced in proportion to your own responsibility. 

Cross that line into 51% or greater fault, and recovery is barred entirely. On a $90,000 claim where you're found 40% responsible, you'd recover roughly $54,000, regardless of whether the underlying case involved a car accident or another type of injury.

Steps to Take After You're Injured

Get medical care immediately and keep every record, since documentation matters for any type of injury claim. Photograph the scene, hazard, or vehicles involved. Get contact details from any witnesses. Request a copy of any official report generated, whether that's a police report, a property incident report, or medical documentation. Avoid volunteering statements about fault to an adjuster. If your injury involved a vehicle, report the incident to your own insurer promptly to preserve access to PIP benefits.

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Where Minnesota Claims Get Complicated

A handful of issues tend to complicate Minnesota cases: disputes over whether a vehicle injury clears one of the no-fault thresholds, disagreements about fault percentages near the 51% bar across any case type, the much shorter 180-day notice window for claims against a government entity, and multiple potentially liable parties in cases involving property owners or commercial vehicles. The threshold dispute is specific to auto claims. It doesn't factor into a fall or a product liability case.

How Big Auto Supports Clients in Minnesota

We're not based in Minnesota, but we regularly help clients across its full range of injury claims, not only auto accidents. Our process starts by identifying which legal framework applies to your specific injury, whether that involves Minnesota's threshold system for a vehicle claim, standard negligence, or the shorter notice period for a government-related injury. For current road conditions and travel information, the Minnesota Department of Transportation publishes ongoing updates statewide.

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Why Choose Big Auto Accident Attorneys?

Minnesota's no-fault system is only part of the picture, and it only governs car accident claims. We evaluate every Minnesota case against the framework that actually applies, whether that's a threshold determination, standard negligence, or a government notice deadline, so a valid claim never gets treated as an auto case by default. That work comes with the backing of a firm operating nationwide, at no upfront cost to you.

Contact Big Auto Accident Attorneys today to talk through your case in Minnesota.

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Frequently Asked Questions

How long do I have to file a personal injury claim in Minnesota?

Generally, you have six years from the date of injury to file, which applies broadly across case types. Wrongful death claims must be filed within three years, and claims against a government entity require notice within 180 days.

Does Minnesota's no-fault threshold apply to every injury claim?

No. It applies specifically to car accidents. Falls, medical malpractice, product injuries, and dog bites proceed under standard negligence rules.

What happens if I'm partly at fault for an injury?

Minnesota's modified comparative fault rule lets you recover as long as you're 50% or less at fault, regardless of the type of injury claim.

Are claims against the government handled differently?

Yes. They generally require written notice within 180 days, far sooner than the standard six-year deadline.

Is Big Auto able to take a Minnesota case?

Yes, across the full range of personal injury types Minnesota recognizes, not just vehicle accidents.

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